It’s August,  the car is jammed with luggage and kids, and you’re finally on your way to the cottage.  Suddenly, you realize that your car’s air conditioning system is on the fritz, and your family vacation really begins to heat up.

Automotive air conditioning systems were first introduced in 1940 to address customer demands for relief from intolerable heat.  These schemes use refrigerant to cool the air and remove the heat from the car’s passenger compartment.  Air conditioning also cleans the air that enters the car, and removes extra moisture as it dehumidifies the air.   Read more . . .

The term “refinancing” should be well known to anyone who has purchased a loan. Simply put, refinancing is the process of  acquiring a loan to pay off an existing loan. Obviously, it is not quite as simple as it sounds, but learning that basic description is enough to start the process of learning about refinancing.

One of the best-kept secrets in the finance business is refinancing. A great deal of trouble, time, and most importantly cash can be saved through this method alone. Home refinancing has been around for a long time now and is applied by most people to save money on their loans and/or lower their monthly payments. However, many people still balk at the idea of car loan refinancing despite being familiar with the advantages of refinancing a home loan.  In particular, those who have a less than ideal credit rating to back them up are likely to react this way. Read more . . .

Ferrari and Porsche are  Italian and German sides of the same coin, respectively.

A red Ferrari and a black Porsche

flickr.com/gfreeman23

  Each represents a distinctive interpretation of the concept of a sports car. Both were founded by a dominant patriarch,  both honed their craft in racing, both designs are more than 50 years old, and both possess styling and engineering  integrity. Whether they are on the track on urban streets, or  of Le Mans, the two brands have constantly been put head-to-head to be compared and contrasted. Even those motorists unmoved by sports cars associate these two names with both style and performance.

Take for instance the passionate Ferrari F430 and the methodical Porsche 911 Carrera 4S. Both cars amaze the driver with their performance while successfully maintaining a respectable amount of practicality, but neither pretends to be anything aside from a sports car. Read more . . .

Driving an automobile is a lavishness that most of us take for granted.  Automobiles are the primary means of transportation in the United States, with ninety percent of American adults owning or previously owning a truck or car.  What we don’t realize is that operating a truck or car is a responsibility that can bring  grave consequences.  Every year in the United States alone, more than ten thousand vehicular accidents happen.

An average of four hundred Americans die yearly as the result of automotive mishaps.  It’s a tragic figure, especially when you consider that many of these collisions could be prevented with proper routine check-ups and maintenance.  Keeping your car well-maintained means reducing the risk of  accidents or even death, and protecting your loved ones and fellow drivers.   Read more . . .

Is it possible to own a new car, even if you don’t have $20,000 to pay out?  Definitely.  Car loans make car ownership an affordable reality, and virtually anyone can arrange for financing.  If you have a good credit rating and sufficient income, you will be able to choose from a selection of auto loans.

Step 1
Choose your car before arranging your loan.  The finance company  or bank will want to know what you’re buying, and how much you’ll need to borrow.  Shop around by visiting local car dealers and checking automotive websites.  Once you know precisely what you want to buy, you can negotiate a price with the seller.  With price in hand, you’ll find it faster and easier to secure your financing. Read more . . .