Lease Or Buy?

Sooner or later, many drivers find themselves in the fortunate situation of getting a new car.  Choosing the make and model is an thrilling process.  Then, the dilemma of whether to lease or buy comes into play.  Is it better to pay cash up front or arrange personal financing to own the vehicle outright, or should you choose lower monthly payments and give up ownership?

As is the case with most ordinary dilemmas, there are no black and white answers.  Each option has its own drawbacks and benefits, and your final decision depends on your particular personal and financial circumstances. Read more . . .

Car Loans Tips

Rolled money

flickr.com/59937401@N07

There are many ways to bargain for the best fair profit offer on car financing, more commonly known as car loans. However, most buyers generally make two of the biggest new car financing blunders possible when searching for car loans. The first is trying to purchase a new car without checking online car loan rates. The second is then proceeding to get a car loan without validating whether or not their credit history can support it. The most ordinary automobile financing mistakes are by people who get their car loan at the dealer. Keeping a few pointers in mind can help prevent making such mistakes. Read more . . .

Car Loan Calculations

Signage of Pioneer Savings and Loan

flickr.com/stevensnodgrass

Sooner or later, everyone needs or wants to buy a vehicle;  and unless you have a money tree in your backyard, you’re going to need to take out a loan.

Virtually every new car purchase needs financing from a bank or other financial institution.  The only other option is to pay cash,  an option few of us have at our disposal.  If you’re in the market for a new car, you’ll need financing,  and in order to make the right conclusions, you need to know Read more . . .

Good Car Leases

Car odometer at 100000 miles

flickr.com/calliope

Everyone’s on the move these days, and it’s not always easy to keep up with the most modern trends.  That’s why automobile leasing has become such a well known alternative for new car drivers.  Some industry insiders will be adamant that leasing is the most cost-efficient way to drive the newest models, but not all leases are good deals.

The secret to finding a great lease is the ability to distinguish between  an exercise in up selling and a good deal. Read more . . .

Calculating Car Loans

Calculator, pen and money

flickr.com/59937401@N07

Selecting a new or used car is a big job.  There are countless models to choose from.  Problem is, many people put all of their attentions into choosing a vehicle, and don’t even think of shopping around for a car loan.

Estimating car loans is an important step in borrowing the money you need to buy a car.  This is because a car loan calculation allows you to calculate the monthly payments required to own the car, before you make the final purchase. Read more . . .