Almost everyone should be acquainted with insurance companies for automobiles. You may find yourself needing one even if you are not currently driving.

Even if you reside in the city and have no need for a car, you just may find yourself moving from the city and all of a sudden, you do need to drive a car. You can go through life without learning to drive but you know that almost everyone does drive.

This is one reason why there is a stiff competition among auto insurance companies. They bombard television shows with their advertisements and they greatly differ with regards to appeal and the audience they intend to target. Read more . . .

Every driver benefits from having a good auto insurance policy.

In most states of the United States, it is a must for a driver to have an automobile insurance. It helps to protect both the driver and other people that share the road with the driver, like pedestrians and other drivers.

Most people believe that auto insurance agents are not as common as they once were. Often, one goes online for an auto insurance since these are considered fast, more convenient, and most of all very affordable.

Unknown to the client, once they sign up for an online insurance policy the account is assigned to an agent for that particular locality.   Read more . . .

In the current economic climate, many people are taking another look at their lives to cut spending. Even if your job and business is still intact, the rather unstable stock market and low-interest savings accounts call for setting money aside for emergencies and retirement plans. One bill we cannot eliminate is our car insurance.    But the better news is that we can reduce it, saving money without sacrificing coverage quality. Here are six (secret) insider tips your own insurer probably hasn’t shared with you:

Pay ahead of time — Ask if you can save money by paying for six to 12 months of your annual car insurance in advance. If you have a monthly payment plan, you may be paying more, as the insurer needs to spend more to send out monthly bills and collections. Some insurance companies will offer discounts for purchasing longer periods of coverage to ensure that you will continue your coverage with their company. Read more . . .

Should they be banished to the dungeon? Beheaded? Forced to watch re-runs of “Benny Hill?” Maybe those punishments are too cruel, but 63 percent of Britain’s drivers believe that those who drive without insurance should be punished, and they don’t hold out much hope that the offenders will change their evil ways. Only 31 percent of those surveyed believe offenders should be rehabilitated, according to research conducted by leading motor insurer Co-operative Insurance Society Limited (CIS). Read more . . .

Drive less, pay less.It seems to make perfect sense, doesn’t it? If you drive less, you pay less for gasoline and for maintenance items like tires, so why shouldn’t you pay for your auto insurance in the same way? There is a simple, beautiful logic to it.

Don't hit me tag on car's bumper

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Now TripSense, a usage-based auto insurance discount pilot program, is being offered to 5,000 drivers in Minnesota by the Progressive group of insurance companies, the third largest provider of auto insurance in the U.S. Program participants are eligible to receive a discount of up to 25 percent depending on how much, how fast and when they drive.

“How fast?” Hmmm. How does that work?   Well, customers who register a vehicle in the TripSense pilot program plug a data-logging device into a port in their car, Read more . . .