Car insurance By The Mile

Drive less, pay less.It seems to make perfect sense, doesn’t it? If you drive less, you pay less for gasoline and for maintenance items like tires, so why shouldn’t you pay for your auto insurance in the same way? There is a simple, beautiful logic to it.

Don't hit me tag on car's bumper

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Now TripSense, a usage-based auto insurance discount pilot program, is being offered to 5,000 drivers in Minnesota by the Progressive group of insurance companies, the third largest provider of auto insurance in the U.S. Program participants are eligible to receive a discount of up to 25 percent depending on how much, how fast and when they drive.

“How fast?” Hmmm. How does that work?   Well, customers who register a vehicle in the TripSense pilot program plug a data-logging device into a port in their car, Read more . . .

You And The Uninsured Motorist

SUV lying on its side

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Millions of people are driving around each day risking their financial future without knowing it.   Most are conscientious citizens who carry auto insurance, but they are not prepared for what can occur if they happen to be involved in an injury collision with an uninsured or underinsured driver.

Based on most U.S. state laws, these drivers expect the other driver’s insurance to pay for their medical bills automatically. But that is not necessarily what is going to happen. If you’re not careful, your life savings may end up paying for your medical expenses even if the accident wasn’t your fault.

How can this happen? All too simply. If the driver Read more . . .

Green My Ride

Transportation is one of the largest sources of air pollution in the US and Canada. This sector not only contributes to the formation of smog and acid rain but also produces a quarter of the nation’s greenhouse gas emissions.

To address the issue, the Federal Government has announced measures to reduce the impact of vehicle emissions on the environment and human health. They include regulating cars and light-duty trucks to use fuel more efficiently and working with the United States to establish an environmentally ambitious standard for all North American vehicles. Read more . . .

Electric Hybrid Changes Coming

At first, hybrid vehicles touted their freedom from electric cords. Now it appears that the electric cord might be the salvation of hybrids, a vehicle type that might need a new wrinkle to continue its upward climb. When the Honda Insight and Toyota Prius hybrid gasoline-electric vehicles were first introduced to the US market, their manufacturers were quick to point out that they never had to be plugged in. Since the plug-in General Motors EV-1 was considered by GM to be a dismal failure in the marketplace, the fact that the Prius and Insight never had to be connected to a receptacle was seen as a major plus. And now large-format lithium-ion rechargeable Read more . . .

Sell Your Car At Lunch Hour

Buying a new car can be great fun, but it can often involve selling your current vehicle at the same time. And we all know that can be a huge pain in the neck…or lower. But hassles can create new businesses, as witnessed by the new range of services, such as car detailers, dry cleaners, and even providers of freshly prepared meals who are now coming right to your workplace or home. These services mean that a widening array of chores no longer need wait for evenings or weekends, but they can be accommodated during breaks or lunch hours. Now, getting your car sold privately is joining the ranks of such “lunch break” services and can be done in half an hour or less at a satisfactory price. Read more . . .