Are you afraid you missed the boat on refinancing your auto loan, because interest rates are now on the rise? Well, it’s not too late to enjoy some savings, especially if you have a long (four-, five- or six-year) loan from an earlier, high-interest rate time. But the clock is ticking, and the Fed could call for a boost in interest rates at any time.

Last year, we revealed the savings the average consumer could realize from a well-conceived automotive refinance as interest rates edged lower. Now, with the signals clearly indicating that higher interest rates are ahead, Read more . . .

Recently car dealers have been getting a bad rap on some local and national news shows. The latest complaint: Dealers actually make a profit when they sell financing and arrange car loans for customers buying vehicles from them. The audacity! Next some news program is going to report that grocery stores make a profit selling milk, and drug stores make a profit selling medicines. Gosh, how can we let abuses like this happen here?

A group calling itself the Consumer Federation of America suggests that car dealerships practice questionable business ethics when Read more . . .