If you watch the TV news, you might think you can’t possibly get an auto loan or a lease, and you might get the impression that millions of U.S. consumers are defaulting on auto loans right and left. But if you take a look at the actual statistics (now why would TV reporters do that?!), you’ll find that the reality is certainly unhealthy but not catastrophic.    Some buyers are in trouble and may default on their auto loans, but the vast majority are making their payments. At the same time, lenders are being more choosy about whom they lend money to, which means they are in a less risky position than they were last year. Read more . . .